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" Investment Funds were created to make investing easy, whatever stage of life one is in, or whatever one’s requirements mutual fund may have solutions for everyone "

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Concept of a Mutual Fund

  • It is a collective investment, type of financial instrument consisting of a portfolio of stocks, bonds or other securities which is overseen by a professionally fund managers.
  • The money collected is invested in a portfolio of securities that reflect the common investment objective of the fund and the investors
  • The income earned through the investments and the capital appreciation is shared by the investors.
  • Net Asset Value (NAV) shows the market value of a fund’s per unit. A unit is like a share of that fund and the amount invested in a scheme is denoted in units. When you invest in a fund, you’re buying its units. Market may fall or rise but if you invest strategically you will made a good return on long term.
  • Unit holders participate in the benefits from the mutual fund in proportion to the number of units owned by them.
  • The mutual fund is just a pass through an intermediary.

Returns from Mutual funds

  • The return from the mutual fund will depend upon the performance of the portfolio of securities held by the fund.
    • There are no assured returns in mutual fund
    • The NAV of the scheme reflects the income earned and appreciation or depreciation in the value of the securities held in a mutual fund
  • The nature of returns will depend upon the type of securities held in the portfolio and the way it is managed
    • Equity, debt, gold, real estate and others differ on the level and type of returns and the extent of fluctuations in returns.

Product classification by organization structure

  • Open ended schemes issue fresh units and repurchase units from investors on a continuous basis at the prevailing NAV
  • Close ended schemes have a fixed maturity date
    • They issue units at the time of the initial offer to investors and repurchase them only on maturity
    • The units can be transacted on in the stock market where they are mandatorily listed
  • Interval schemes are listed closed end funds that allow purchase and redemption during specified transaction periods.
    • The transaction period has to be for a minimum of 2 days and there should be at least a 15 days gap between 2 transaction periods

It is the best investment option because reducing the risks gives the benefit of diversification. We have all the mutual funds scheme offer by all the Assets management companies in the country. As clients you can access any scheme with us. To sell mutual funds an individual or company have to obtain the license from Association of mutual funds in India by passing an exam. We have got the license and we are providing services from last 3 years.